A bank account without an Anmeldung? It's easy with bunq

Moving to Germany does, inescapably, mean dealing with German bureaucracy. You will always be told that your first task is registering your address. This is the infamous Anmeldung, which requires you to make an appointment at your local city hall, and attend with some paperwork such as your rental agreement and proof of identity. Before this is done, most of the next steps of establishing yourself in your new country are off limits. 

But what if you could simplify your banking and get started right away? With bunq, you can open an account instantly - no delays, no paperwork. Get quick setup, language support, and all the tools you need to settle in effortlessly.

Download the bunq app today and have your German IBAN in five minutes.

Why bunq is the perfect choice for expats

With bunq, you can simplify your finances and hit the ground running from day one - no branch visits, no paperwork, and no need to wait for your Anmeldung.

Not all banks operate the same way or will work for the same customers. bunq understands what it is to be an expat in a new country, the different shape their finances can take and what their priorities often are. Here's some of the features that bunq offer that expats love:

Instant account setup

Open your account in five minutes with just your passport or ID - no Anmeldung required. Traditional banks in Germany require your Meldebescheinigung before you can open an account.

This can leave you with the difficulty of securing somewhere to live before having a local bank account, and then having to wait weeks before you can manage your finances. But with bunq, you can skip the hassle and have a bank account ready to go from the moment you arrive.

Completely digital

Forget branch visits and paperwork. You already have enough to deal with! With bunq, you can sign up entirely online, at a time that suits you, and get your German IBAN right away. What better way to bank than from your sofa?

Language support

Banking rules, interest rates and credit card limits can be daunting enough, without having to worry about your German translation skills. The bunq app is available in 35 different languages, so you can bank in whichever language you’re most comfortable with.

Use foreign currencies with ease

bunq know that when you move country, you don't always make a clean break. It's common for expats to send money home, or keep paying certain bills in their original country.

With a bunq bank account, you can easily hold, spend and save in foreign currencies as well as send money abroad quickly and easily. For the travellers out there, you can also make use of ZeroFX for the best exchange rates abroad.

Banking freedom

With bunq, you can focus on what really matters - settling into your new life. Say goodbye to delays and paperwork, and hello to instant access, transparency and financial freedom. Open your bunq account in just five minutes and make your move to Germany as effortless as possible.

Ready to start? Download the bunq app today and join thousands of internationals who have already made the switch.