MW Expat: Your trusted partner for insurance and pension solutions

As an expat in Germany, navigating the maze of insurance products can be a tall order. While living and working in a foreign country with its own rules and regulations, it can be difficult to decide which risks are really relevant to you and in which areas you need added protection and security. 

MW Expat prides itself on speaking a language you understand. They’ll help you navigate the German insurance and financial landscape, finding not only the right package for your specific needs, but also the best cover for the lowest premium. 

MW Expat: Discuss your insurance options with an independent expert! 

MW Expat: Your insurance and pensions partner

Although MW Expat started off offering solutions for private and state health care and pensions, they now offer a complete spectrum of insurance and financial products, to meet the various needs of the expat community. 

They recognise not only the importance of having a sound financial plan for the growth of your investments and retirement funds, but also how crucial it is to protect what you have already achieved. Whether due to accidents, illnesses or other unforeseen risks, your carefully planned financial future can quickly be put in peril. That’s why it’s important to have a solid safety net and a good future plan. 

With this in mind, MW Expat helps expats in Germany to find the best insurance solutions across a range of sectors: 

Health insurance 

As an expat, it’s crucial for you to know how the German health insurance system works, the different types of insurance on offer, and which one offers the best value for your personal situation. 

MW Expat can help you decide what is really best for your situation, weighing up the advantages and disadvantages of both the public and private systems and deciding which one will give you the best cover at a price that suits you. Discover how MW Expat can help you with your health insurance cover. 

Wealth management and pensions

On top of the state pension scheme, Germany offers various options for building retirement savings and investing. Whether you’re looking for portable and flexible options or a long-term pension savings product that is 100% tax-deductible, MW Expat is happy to explain all of the options available to you. 

Schedule a free call with one of their English-speaking wealth management advisors to get free advice on retirement savings, pension transfers and international investments. The advisor will consider your long-term goals and discuss some options that could work for you. 

Vehicle insurance

Expats in Germany who want to insure their vehicles often have to start again with their no-claims bonus, as German insurance companies are not obliged to accept bonuses built up in other countries. For many people who have spent their whole lives driving accident-free, this is a major disadvantage. 

Believing that this is unfair, MW Expat has managed to negotiate an exclusive vehicle insurance discount for all their clients. Anyone over the age of 23 who drives a vehicle with an original value of less than 200.000 euros will benefit from a special discount of 45 percent on their vehicle insurance - both people who already live in Germany and those who have just arrived. 

Other types of insurance

MW Expat can also help you find the best and exclusive deals for a whole range of other insurance products, including personal liability insurance, household contents insurance, legal insurance, occupational disability cover, and even professional liability insurance. 

Consulting with MW Expat lets you consider your insurance cover as an entire package - identifying potential gaps or overlaps - put your questions to an expert, and make an informed choice. 

About MW Expat

Founded in 2017, MW Expat is an independent insurance broker that works around the motto “expats for expats”. They understand the challenges faced by their clients every day. Over the past seven years they have gone from strength to strength and now have a team of around 30 people with more than 100 years of collective experience to help service their clients’ needs. 

Thanks to their expertise in the health and insurance sector, they now have a good standing in the German insurance world and are able to ask the more than 200 insurers they work with for exclusive offers for their clients, ensuring they get the best coverage at the best price.

Visit the MW Expat website to see the full range of services and products available that can make your time in Germany as secure, easy and enjoyable as possible, or contact the team to discuss your insurance options.